/* ===================================================================
   Money932 Pro — Design System
   Premium fintech · deep-space navy · emerald/gold accents · motion
   =================================================================== */

:root {
    --bg: #070d1a;
    --bg-2: #0a1220;
    --bg-3: #0e1a2f;
    --surface: rgba(255, 255, 255, 0.04);
    --surface-2: rgba(255, 255, 255, 0.07);
    --line: rgba(255, 255, 255, 0.09);
    --line-2: rgba(255, 255, 255, 0.16);
    --text: #eef4ff;
    --text-2: #a7b6d3;
    --text-3: #6d7d9c;
    --accent: #10d9a0;
    --accent-2: #f5b84a;
    --accent-deep: #059273;
    --danger: #ff6b7a;
    --grad-accent: linear-gradient(135deg, #10d9a0 0%, #3ec6ff 55%, #7a8cff 100%);
    --grad-gold: linear-gradient(135deg, #f5b84a 0%, #ff8a5c 100%);
    --grad-hero: radial-gradient(60% 80% at 20% 10%, rgba(16, 217, 160, 0.16), transparent 60%),
        radial-gradient(50% 70% at 85% 20%, rgba(122, 140, 255, 0.14), transparent 60%),
        radial-gradient(45% 60% at 50% 100%, rgba(245, 184, 74, 0.08), transparent 60%);
    --radius: 18px;
    --radius-lg: 26px;
    --shadow: 0 18px 50px rgba(2, 6, 18, 0.55);
    --shadow-glow: 0 0 0 1px rgba(16, 217, 160, 0.25), 0 12px 40px rgba(16, 217, 160, 0.14);
    --font: "Outfit", "Noto Sans TC", "Noto Sans SC", -apple-system, "PingFang TC", "Microsoft JhengHei", sans-serif;
    --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
    margin: 0;
    font-family: var(--font);
    font-size: 16px;
    line-height: 1.75;
    color: var(--text);
    background: var(--bg);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--accent); text-decoration: none; transition: color 0.25s var(--ease); }
a:hover { color: var(--accent-2); }

::selection { background: rgba(16, 217, 160, 0.35); color: #fff; }

/* ---------- Layout ---------- */

.m932-container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.m932-narrow { max-width: 820px; }
.m932-center { text-align: center; }

.m932-section { padding: 72px 0; position: relative; }
.m932-section + .m932-section { padding-top: 24px; }

.m932-h2, .m932-h3 {
    font-size: clamp(1.6rem, 3vw, 2.2rem);
    font-weight: 800;
    letter-spacing: -0.02em;
    margin: 0 0 10px;
    background: linear-gradient(180deg, #fff 30%, #b8c6e4 100%);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-block;
}
.m932-h3 { font-size: clamp(1.3rem, 2.2vw, 1.6rem); }

.m932-section-sub { color: var(--text-2); margin: 0 0 34px; max-width: 640px; font-size: 1.02rem; }
.m932-center .m932-section-sub { margin-left: auto; margin-right: auto; }

.m932-note { color: var(--text-3); font-size: 0.8rem; line-height: 1.6; margin: 14px 0 0; }

.m932-grid { display: grid; gap: 22px; }
.m932-grid-2 { grid-template-columns: repeat(2, 1fr); }
.m932-grid-3 { grid-template-columns: repeat(3, 1fr); }
.m932-grid-5 { grid-template-columns: repeat(5, 1fr); }

/* ---------- Cards ---------- */

.m932-card {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 26px;
    position: relative;
    transition: transform 0.45s var(--ease), border-color 0.35s, background 0.35s, box-shadow 0.45s;
    backdrop-filter: blur(14px);
}
.m932-card:hover {
    transform: translateY(-6px);
    border-color: rgba(16, 217, 160, 0.4);
    background: var(--surface-2);
    box-shadow: var(--shadow-glow);
}

/* ---------- Buttons ---------- */

.m932-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 26px;
    border-radius: 999px;
    font-family: var(--font);
    font-size: 0.95rem;
    font-weight: 700;
    border: 1px solid transparent;
    cursor: pointer;
    transition: transform 0.3s var(--ease), box-shadow 0.3s, background 0.3s, border-color 0.3s;
    white-space: nowrap;
}
.m932-btn-primary {
    background: var(--grad-accent);
    color: #04121c;
    box-shadow: 0 8px 26px rgba(16, 217, 160, 0.35);
}
.m932-btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 34px rgba(16, 217, 160, 0.5);
    color: #04121c;
}
.m932-btn-outline {
    background: transparent;
    color: var(--text);
    border-color: var(--line-2);
}
.m932-btn-outline:hover { border-color: var(--accent); color: var(--accent); transform: translateY(-2px); }
.m932-btn-sm { padding: 8px 18px; font-size: 0.85rem; }
.m932-btn-block { width: 100%; }

/* ---------- Header ---------- */

.m932-header {
    position: sticky;
    top: 0;
    z-index: 900;
    background: rgba(7, 13, 26, 0.72);
    backdrop-filter: blur(18px) saturate(1.4);
    border-bottom: 1px solid var(--line);
    animation: header-in 0.8s var(--ease) both;
}
@keyframes header-in { from { transform: translateY(-100%); } to { transform: none; } }

.m932-header-in { display: flex; align-items: center; gap: 26px; height: 72px; }

.m932-logo img { height: 38px; width: auto; }

.m932-nav { flex: 1; min-width: 0; }

.m932-menu { display: flex; align-items: center; gap: 4px; margin: 0; padding: 0; list-style: none; }
.m932-menu-item { position: relative; }
.m932-menu-item > a {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    color: var(--text-2);
    font-weight: 600;
    font-size: 0.92rem;
    padding: 10px 13px;
    border-radius: 10px;
}
.m932-menu-item > a:hover { color: var(--text); background: var(--surface-2); }

.m932-caret {
    width: 7px; height: 7px;
    border-right: 2px solid currentColor;
    border-bottom: 2px solid currentColor;
    transform: rotate(45deg) translateY(-2px);
    transition: transform 0.3s var(--ease);
}
.m932-menu-item:hover .m932-caret { transform: rotate(225deg) translateY(-1px); }

/* mega dropdown */
.m932-mega {
    position: absolute;
    top: calc(100% + 12px);
    left: 50%;
    transform: translateX(-50%) translateY(8px);
    background: rgba(10, 18, 32, 0.96);
    border: 1px solid var(--line-2);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 18px;
    min-width: 520px;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s var(--ease), transform 0.3s var(--ease), visibility 0.3s;
    backdrop-filter: blur(20px);
}
.m932-menu-item:hover .m932-mega,
.m932-menu-item:focus-within .m932-mega { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }

.m932-mega-in { display: grid; grid-template-columns: repeat(3, 1fr); gap: 6px; }
.m932-mega-in a {
    color: var(--text-2);
    font-size: 0.88rem;
    padding: 9px 13px;
    border-radius: 10px;
    transition: background 0.25s, color 0.25s, padding-left 0.25s var(--ease);
}
.m932-mega-in a:hover { color: var(--accent); background: var(--surface-2); padding-left: 17px; }

.m932-header-actions { display: flex; align-items: center; gap: 14px; }

/* language switcher */
.m932-langsw { display: flex; background: var(--surface); border: 1px solid var(--line); border-radius: 999px; padding: 3px; }
.m932-langsw-btn {
    color: var(--text-2);
    font-size: 0.8rem;
    font-weight: 700;
    padding: 5px 12px;
    border-radius: 999px;
    transition: all 0.3s var(--ease);
}
.m932-langsw-btn:hover { color: var(--text); }
.m932-langsw-btn.is-active { background: var(--grad-accent); color: #04121c; }

.m932-burger { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.m932-burger span { display: block; width: 22px; height: 2px; background: var(--text); margin: 5px 0; border-radius: 2px; transition: all 0.35s var(--ease); }
.m932-burger.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.m932-burger.is-open span:nth-child(2) { opacity: 0; }
.m932-burger.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.skip-link { position: absolute; left: -9999px; }
.skip-link:focus { left: 12px; top: 12px; z-index: 999; background: var(--accent); color: #04121c; padding: 8px 16px; border-radius: 8px; }

/* ---------- Hero ---------- */

.m932-hero {
    position: relative;
    padding: 110px 0 90px;
    background: var(--grad-hero), var(--bg-2);
    overflow: hidden;
}
.m932-hero-bg { position: absolute; inset: 0; pointer-events: none; }

.m932-orb { position: absolute; border-radius: 50%; filter: blur(90px); opacity: 0.5; animation: orb-drift 16s var(--ease) infinite alternate; }
.m932-orb1 { width: 480px; height: 480px; top: -160px; left: -120px; background: radial-gradient(circle, rgba(16, 217, 160, 0.35), transparent 70%); }
.m932-orb2 { width: 420px; height: 420px; top: -80px; right: -140px; background: radial-gradient(circle, rgba(122, 140, 255, 0.3), transparent 70%); animation-delay: -6s; }
.m932-orb3 { width: 360px; height: 360px; bottom: -180px; left: 35%; background: radial-gradient(circle, rgba(245, 184, 74, 0.18), transparent 70%); animation-delay: -11s; }
@keyframes orb-drift {
    0% { transform: translate(0, 0) scale(1); }
    100% { transform: translate(50px, 36px) scale(1.14); }
}

.m932-grid-bg {
    position: absolute; inset: 0;
    background-image:
        linear-gradient(rgba(255, 255, 255, 0.028) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, 0.028) 1px, transparent 1px);
    background-size: 56px 56px;
    mask-image: radial-gradient(65% 60% at 50% 30%, #000 30%, transparent 75%);
    -webkit-mask-image: radial-gradient(65% 60% at 50% 30%, #000 30%, transparent 75%);
}

.m932-hero-in { position: relative; text-align: center; max-width: 860px; margin: 0 auto; }

.m932-eyebrow {
    display: inline-block;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--accent);
    background: rgba(16, 217, 160, 0.1);
    border: 1px solid rgba(16, 217, 160, 0.3);
    padding: 7px 18px;
    border-radius: 999px;
    margin: 0 0 22px;
    animation: rise-in 0.9s var(--ease) 0.05s both;
}

.m932-hero-title {
    font-size: clamp(2.4rem, 6vw, 4.2rem);
    font-weight: 900;
    letter-spacing: -0.03em;
    line-height: 1.12;
    margin: 0 0 20px;
    background: linear-gradient(120deg, #ffffff 20%, #9ff5d8 55%, #ffd99c 90%);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    animation: rise-in 0.9s var(--ease) 0.15s both;
}

.m932-hero-sub { color: var(--text-2); font-size: 1.12rem; max-width: 620px; margin: 0 auto 34px; animation: rise-in 0.9s var(--ease) 0.25s both; }

@keyframes rise-in {
    from { opacity: 0; transform: translateY(26px); }
    to { opacity: 1; transform: none; }
}

/* search */
.m932-hero-search {
    display: flex;
    gap: 10px;
    max-width: 580px;
    margin: 0 auto 26px;
    background: rgba(7, 13, 26, 0.7);
    border: 1px solid var(--line-2);
    border-radius: 999px;
    padding: 7px;
    transition: border-color 0.3s, box-shadow 0.3s;
    animation: rise-in 0.9s var(--ease) 0.35s both;
}
.m932-hero-search:focus-within { border-color: var(--accent); box-shadow: 0 0 0 4px rgba(16, 217, 160, 0.15); }
.m932-hero-search input[type="search"] {
    flex: 1;
    background: none;
    border: 0;
    outline: none;
    color: var(--text);
    font-family: var(--font);
    font-size: 0.98rem;
    padding: 0 10px 0 20px;
}
.m932-hero-search input::placeholder { color: var(--text-3); }

/* quick chips */
.m932-hero-quick { display: flex; flex-wrap: wrap; justify-content: center; gap: 9px; animation: rise-in 0.9s var(--ease) 0.45s both; }
.m932-quick-chip {
    color: var(--text-2);
    font-size: 0.85rem;
    font-weight: 600;
    padding: 7px 16px;
    border-radius: 999px;
    border: 1px solid var(--line);
    background: var(--surface);
    transition: all 0.3s var(--ease);
}
.m932-quick-chip:hover { color: var(--accent); border-color: rgba(16, 217, 160, 0.5); transform: translateY(-2px); }

/* stats */
.m932-hero-stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    margin-top: 54px;
    animation: rise-in 0.9s var(--ease) 0.55s both;
}
.m932-stat { position: relative; padding: 20px 12px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); backdrop-filter: blur(12px); }
.m932-stat-num { font-size: clamp(1.6rem, 3vw, 2.3rem); font-weight: 900; color: var(--accent); font-variant-numeric: tabular-nums; }
.m932-stat-plus { font-size: 1.3rem; font-weight: 800; color: var(--accent); margin-right: 6px; }
.m932-stat-label { display: block; color: var(--text-3); font-size: 0.8rem; margin-top: 4px; }

/* ---------- Page hero (interior) ---------- */

.m932-pagehero { position: relative; padding: 72px 0 56px; background: var(--grad-hero), var(--bg-2); overflow: hidden; }
.m932-pagehero-title { font-size: clamp(1.8rem, 4vw, 2.8rem); font-weight: 900; letter-spacing: -0.02em; margin: 14px 0 16px; line-height: 1.2; }
.m932-pagehero-updated { color: var(--text-3); font-size: 0.85rem; margin: 0 0 18px; }
.m932-pagehero-intro { max-width: 860px; color: var(--text-2); font-size: 1.02rem; }
.m932-pagehero-intro p { margin: 0 0 14px; }

/* breadcrumb */
.m932-breadcrumb ol { display: flex; flex-wrap: wrap; gap: 6px; list-style: none; margin: 0; padding: 0; font-size: 0.8rem; color: var(--text-3); }
.m932-breadcrumb li + li::before { content: "/"; margin: 0 8px 0 2px; color: var(--text-3); }
.m932-breadcrumb a { color: var(--text-3); }
.m932-breadcrumb a:hover { color: var(--accent); }
.m932-breadcrumb [aria-current] { color: var(--text-2); }

/* ---------- Category cards ---------- */

.m932-cat-card { display: flex; flex-direction: column; overflow: hidden; }
.m932-cat-ico { font-size: 2rem; margin-bottom: 14px; filter: drop-shadow(0 6px 16px rgba(16, 217, 160, 0.3)); }
.m932-cat-name { margin: 0 0 8px; font-size: 1.12rem; font-weight: 800; color: var(--text); }
.m932-cat-desc { color: var(--text-2); font-size: 0.87rem; flex: 1; margin: 0 0 14px; }
.m932-cat-arrow { align-self: flex-end; color: var(--accent); font-weight: 700; transition: transform 0.3s var(--ease); }
.m932-cat-card:hover .m932-cat-arrow { transform: translateX(6px); }

/* ---------- Preview cards (loans) ---------- */

.m932-preview-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.m932-preview-head .m932-section-sub { margin-bottom: 6px; }

.m932-preview-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.m932-preview-card { display: flex; align-items: center; justify-content: space-between; gap: 14px; padding: 18px 20px; }
.m932-preview-apr { text-align: right; }
.m932-preview-apr-num { display: block; font-size: 1.3rem; font-weight: 900; color: var(--accent); font-variant-numeric: tabular-nums; }
.m932-preview-apr-label { font-size: 0.68rem; color: var(--text-3); letter-spacing: 0.1em; }

/* ---------- Product cell ---------- */

.m932-prod { display: flex; align-items: center; gap: 13px; min-width: 0; }
.m932-prod-name { font-weight: 700; font-size: 0.95rem; color: var(--text); line-height: 1.35; }
.m932-prod-org { color: var(--text-3); font-size: 0.78rem; }

.m932-plogo { display: inline-flex; border-radius: 12px; box-shadow: 0 4px 14px rgba(0, 0, 0, 0.35); flex-shrink: 0; }
.m932-plogo svg { display: block; border-radius: 12px; }

/* ---------- Comparison table ---------- */

.m932-cmp-head { display: flex; align-items: center; justify-content: space-between; gap: 18px; flex-wrap: wrap; margin-bottom: 22px; }

.m932-filter { display: flex; flex-wrap: wrap; gap: 8px; }
.m932-chip {
    background: var(--surface);
    border: 1px solid var(--line);
    color: var(--text-2);
    font-family: var(--font);
    font-size: 0.82rem;
    font-weight: 600;
    padding: 7px 16px;
    border-radius: 999px;
    cursor: pointer;
    transition: all 0.3s var(--ease);
}
.m932-chip:hover { border-color: rgba(16, 217, 160, 0.45); color: var(--text); }
.m932-chip.is-active { background: var(--grad-accent); color: #04121c; border-color: transparent; }
.m932-chip-link { display: inline-block; cursor: pointer; }

.m932-tablewrap {
    overflow-x: auto;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: rgba(255, 255, 255, 0.02);
    backdrop-filter: blur(10px);
}

.m932-table { width: 100%; border-collapse: collapse; min-width: 760px; }
.m932-table th {
    text-align: left;
    font-size: 0.74rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.09em;
    color: var(--text-3);
    padding: 15px 18px;
    border-bottom: 1px solid var(--line-2);
    position: sticky;
    top: 0;
    background: rgba(10, 18, 32, 0.96);
    z-index: 2;
    white-space: nowrap;
}
.m932-table td { padding: 16px 18px; border-bottom: 1px solid var(--line); vertical-align: middle; }
.m932-table tbody tr { transition: background 0.25s; }
.m932-table tbody tr:hover { background: rgba(16, 217, 160, 0.05); }
.m932-table tbody tr:last-child td { border-bottom: 0; }

.m932-num { font-variant-numeric: tabular-nums; font-weight: 700; color: var(--text); white-space: nowrap; }
.m932-apr { color: var(--accent); font-size: 1.05rem; }
.m932-monthly { font-size: 0.98rem; }
.m932-rate { font-size: 0.88rem; color: var(--text); line-height: 1.45; max-width: 220px; }
.m932-reward { font-size: 0.85rem; color: var(--accent-2); max-width: 200px; line-height: 1.4; }
.m932-reward-val { font-size: 0.76rem; color: var(--text-3); margin-top: 2px; }
.m932-fee { font-size: 0.84rem; color: var(--text-2); max-width: 150px; }

.m932-prod-details summary { cursor: pointer; color: var(--accent); font-size: 0.78rem; list-style: none; margin-top: 5px; }
.m932-prod-details summary::-webkit-details-marker { display: none; }
.m932-prod-details summary::before { content: "＋ "; }
.m932-prod-details[open] summary::before { content: "－ "; }
.m932-prod-details ul { margin: 8px 0 0; padding: 10px 0 0 14px; color: var(--text-2); font-size: 0.8rem; }
.m932-prod-details li { margin: 4px 0; }

/* ---------- Bank / insurance cards ---------- */

.m932-bank-card, .m932-ins-card { display: flex; flex-direction: column; gap: 14px; }
.m932-bank-head, .m932-ins-head { display: flex; align-items: center; gap: 14px; }
.m932-bank-name, .m932-ins-name { margin: 0; font-size: 1.05rem; font-weight: 800; color: var(--text); }
.m932-bank-rate { font-size: 1.15rem; font-weight: 800; color: var(--accent); }
.m932-bank-perks { margin: 0; padding: 0 0 0 18px; color: var(--text-2); font-size: 0.88rem; flex: 1; }
.m932-bank-perks li { margin: 4px 0; }
.m932-bank-welcome { font-size: 0.84rem; color: var(--accent-2); font-weight: 700; padding-top: 12px; border-top: 1px dashed var(--line-2); }
.m932-ins-discount { display: inline-block; align-self: flex-start; font-size: 0.8rem; font-weight: 800; color: var(--accent); background: rgba(16, 217, 160, 0.1); border: 1px solid rgba(16, 217, 160, 0.3); padding: 5px 13px; border-radius: 999px; }
.m932-ins-feature { color: var(--text-2); font-size: 0.88rem; margin: 0; flex: 1; }

/* ---------- Calculator ---------- */

.m932-calc-card {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 38px;
    backdrop-filter: blur(14px);
    box-shadow: var(--shadow);
    position: relative;
    overflow: hidden;
}
.m932-calc-card::before {
    content: "";
    position: absolute;
    inset: -1px;
    background: radial-gradient(40% 60% at 85% 0%, rgba(16, 217, 160, 0.12), transparent 70%);
    pointer-events: none;
}
.m932-calc-title { margin-bottom: 26px; }

.m932-calc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.m932-calc-field label { display: block; font-size: 0.84rem; font-weight: 700; color: var(--text-2); margin-bottom: 10px; }
.m932-calc-field input[type="range"] {
    width: 100%;
    accent-color: var(--accent);
    cursor: pointer;
    margin: 0 0 10px;
}
.m932-calc-field input[type="number"] {
    width: 100%;
    background: rgba(7, 13, 26, 0.6);
    border: 1px solid var(--line-2);
    color: var(--text);
    border-radius: 10px;
    padding: 9px 14px;
    font-family: var(--font);
    font-size: 0.95rem;
    font-weight: 700;
    outline: none;
    transition: border-color 0.25s;
}
.m932-calc-field input[type="number"]:focus { border-color: var(--accent); }

.m932-calc-results { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 30px; }
.m932-calc-res { background: rgba(7, 13, 26, 0.55); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; text-align: center; }
.m932-calc-label { font-size: 0.78rem; color: var(--text-3); margin-bottom: 6px; }
.m932-calc-val { font-size: 1.5rem; font-weight: 900; color: var(--accent); font-variant-numeric: tabular-nums; }
.m932-calc-warn { color: var(--accent-2); }

/* ---------- Why us ---------- */

.m932-whyus-card h3 { margin: 0 0 10px; font-size: 1.05rem; font-weight: 800; color: var(--text); }
.m932-whyus-card p { color: var(--text-2); font-size: 0.9rem; margin: 0; }
.m932-whyus-ico {
    width: 46px; height: 46px;
    border-radius: 13px;
    background: var(--grad-accent);
    color: #04121c;
    font-weight: 900;
    font-size: 1.15rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 16px;
}

/* ---------- FAQ accordion ---------- */

.m932-accordion { display: flex; flex-direction: column; gap: 12px; }
.m932-acc-item {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    overflow: hidden;
    transition: border-color 0.3s;
}
.m932-acc-item[open] { border-color: rgba(16, 217, 160, 0.4); }
.m932-acc-item summary {
    cursor: pointer;
    list-style: none;
    padding: 19px 54px 19px 24px;
    font-weight: 700;
    color: var(--text);
    position: relative;
    transition: color 0.25s;
}
.m932-acc-item summary::-webkit-details-marker { display: none; }
.m932-acc-item summary:hover { color: var(--accent); }
.m932-acc-ico { position: absolute; right: 22px; top: 50%; width: 12px; height: 12px; transform: translateY(-50%); }
.m932-acc-ico::before, .m932-acc-ico::after {
    content: "";
    position: absolute;
    background: var(--accent);
    border-radius: 2px;
    transition: transform 0.35s var(--ease);
}
.m932-acc-ico::before { width: 14px; height: 2px; top: 5px; left: -1px; }
.m932-acc-ico::after { width: 2px; height: 14px; top: -1px; left: 5px; }
.m932-acc-item[open] .m932-acc-ico::after { transform: rotate(90deg) scaleY(0); }
.m932-acc-body { padding: 0 24px 20px; color: var(--text-2); font-size: 0.93rem; }

/* ---------- Guides ---------- */

.m932-guide-card { display: flex; flex-direction: column; }
.m932-guide-cat {
    display: inline-block;
    align-self: flex-start;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--accent);
    background: rgba(16, 217, 160, 0.1);
    padding: 4px 11px;
    border-radius: 999px;
    margin-bottom: 14px;
}
.m932-guide-title { font-size: 1.08rem; font-weight: 800; color: var(--text); line-height: 1.45; margin: 0 0 10px; transition: color 0.25s; }
.m932-guide-card:hover .m932-guide-title { color: var(--accent); }
.m932-guide-ex { color: var(--text-2); font-size: 0.88rem; flex: 1; margin: 0 0 16px; }
.m932-guide-meta { display: flex; justify-content: space-between; gap: 10px; color: var(--text-3); font-size: 0.78rem; border-top: 1px solid var(--line); padding-top: 13px; }

/* ---------- Marquee ---------- */

.m932-marquee { overflow: hidden; margin-top: 36px; mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent); -webkit-mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent); }
.m932-marquee-track { display: flex; gap: 20px; width: max-content; animation: marquee 46s linear infinite; }
.m932-marquee:hover .m932-marquee-track { animation-play-state: paused; }
.m932-marquee-track .m932-plogo { opacity: 0.75; transition: opacity 0.3s, transform 0.3s var(--ease); }
.m932-marquee-track .m932-plogo:hover { opacity: 1; transform: translateY(-4px) scale(1.05); }
@keyframes marquee { to { transform: translateX(-50%); } }

/* ---------- Newsletter ---------- */

.m932-newsletter {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 46px 38px;
    text-align: center;
    position: relative;
    overflow: hidden;
    backdrop-filter: blur(14px);
}
.m932-newsletter::before {
    content: "";
    position: absolute;
    inset: -1px;
    background: radial-gradient(50% 90% at 50% 0%, rgba(245, 184, 74, 0.09), transparent 70%), radial-gradient(40% 70% at 15% 100%, rgba(16, 217, 160, 0.09), transparent 70%);
    pointer-events: none;
}
.m932-newsletter .m932-section-sub { margin: 0 auto 26px; }
.m932-newsletter-form { display: flex; gap: 10px; max-width: 480px; margin: 0 auto; position: relative; }
.m932-newsletter-form input {
    flex: 1;
    background: rgba(7, 13, 26, 0.7);
    border: 1px solid var(--line-2);
    border-radius: 999px;
    color: var(--text);
    font-family: var(--font);
    padding: 12px 22px;
    font-size: 0.95rem;
    outline: none;
    transition: border-color 0.3s, box-shadow 0.3s;
}
.m932-newsletter-form input:focus { border-color: var(--accent); box-shadow: 0 0 0 4px rgba(16, 217, 160, 0.14); }
.m932-newsletter-ok { color: var(--accent); font-weight: 700; margin: 16px 0 0; position: relative; }
.m932-newsletter .m932-note { position: relative; margin-top: 16px; }

/* ---------- Related chips ---------- */

.m932-related { padding-top: 20px; }
.m932-related-chips { display: flex; flex-wrap: wrap; gap: 10px; }
.m932-blogcats { margin-top: 18px; }

/* ---------- Article ---------- */

.m932-article-meta { display: flex; align-items: center; flex-wrap: wrap; gap: 12px; color: var(--text-3); font-size: 0.83rem; margin-bottom: 6px; }
.m932-article-ex { color: var(--text-2); font-size: 1.05rem; max-width: 780px; }

.m932-prose { font-size: 1.02rem; color: var(--text-2); }
.m932-prose p { margin: 0 0 20px; line-height: 1.95; }
.m932-prose strong { color: var(--text); }

/* ---------- Pagination ---------- */

.m932-pagination { margin-top: 40px; text-align: center; }
.m932-pagination .page-numbers {
    display: inline-block;
    min-width: 40px;
    padding: 9px 14px;
    margin: 0 4px;
    border-radius: 10px;
    border: 1px solid var(--line);
    color: var(--text-2);
    font-weight: 600;
    transition: all 0.3s var(--ease);
}
.m932-pagination .page-numbers:hover { border-color: var(--accent); color: var(--accent); }
.m932-pagination .page-numbers.current { background: var(--grad-accent); color: #04121c; border-color: transparent; }

/* ---------- Footer ---------- */

.m932-footer { border-top: 1px solid var(--line); background: var(--bg-2); margin-top: 60px; padding: 64px 0 34px; position: relative; }
.m932-footer::before {
    content: "";
    position: absolute; top: -1px; left: 50%; transform: translateX(-50%);
    width: min(560px, 70%); height: 1px;
    background: linear-gradient(90deg, transparent, rgba(16, 217, 160, 0.6), transparent);
}

.m932-footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; }

.m932-footer-brand p { color: var(--text-2); font-size: 0.9rem; margin: 18px 0; max-width: 320px; }
.m932-footer-badges { display: flex; flex-wrap: wrap; gap: 8px; }
.m932-badge { font-size: 0.75rem; font-weight: 700; color: var(--text-2); border: 1px solid var(--line); padding: 4px 12px; border-radius: 999px; }

.m932-footer-col h4 { font-size: 0.82rem; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-3); margin: 0 0 18px; }
.m932-footer-col a { display: block; color: var(--text-2); font-size: 0.9rem; padding: 5px 0; }
.m932-footer-col a:hover { color: var(--accent); transform: translateX(3px); }

.m932-footer-legal { margin-top: 50px; padding-top: 26px; border-top: 1px solid var(--line); }
.m932-copyright { color: var(--text-3); font-size: 0.8rem; margin: 0 0 10px; }
.m932-disclaimer-text { color: var(--text-3); font-size: 0.72rem; line-height: 1.7; margin: 0; max-width: 900px; }

/* ---------- Modal ---------- */

.m932-modal { position: fixed; inset: 0; z-index: 1000; display: flex; align-items: center; justify-content: center; background: rgba(4, 8, 18, 0.8); backdrop-filter: blur(8px); opacity: 0; transition: opacity 0.3s; }
.m932-modal.is-open { opacity: 1; }
.m932-modal[hidden] { display: none; }
.m932-modal-box {
    background: var(--bg-3);
    border: 1px solid var(--line-2);
    border-radius: var(--radius-lg);
    padding: 42px 36px;
    max-width: 460px;
    width: calc(100% - 40px);
    text-align: center;
    position: relative;
    transform: translateY(16px) scale(0.97);
    transition: transform 0.35s var(--ease);
    box-shadow: var(--shadow);
}
.m932-modal.is-open .m932-modal-box { transform: none; }
.m932-modal-close { position: absolute; top: 14px; right: 16px; background: none; border: 0; color: var(--text-3); font-size: 1.6rem; cursor: pointer; line-height: 1; }
.m932-modal-close:hover { color: var(--text); }
.m932-modal-ico { font-size: 2.4rem; margin-bottom: 12px; }
.m932-modal-box h3 { margin: 0 0 10px; font-size: 1.3rem; color: var(--text); }
.m932-modal-box p { color: var(--text-2); font-size: 0.92rem; }
#apply-modal-title { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }

/* ---------- 404 ---------- */

.m932-404 { padding: 130px 0 160px; text-align: center; }
.m932-404-code {
    font-size: clamp(5rem, 16vw, 9rem);
    font-weight: 900;
    line-height: 1;
    background: var(--grad-accent);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    margin-bottom: 10px;
}
.m932-404 .m932-btn { margin-top: 26px; }

/* ---------- Contact ---------- */

.m932-contact-card { text-align: left; }
.m932-contact-desc { color: var(--text-2); margin: 0 0 24px; }
.m932-contact-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 18px; }
.m932-contact-list strong { color: var(--text-3); font-size: 0.82rem; }

/* ---------- Scroll reveal ---------- */

[data-reveal] { opacity: 0; transform: translateY(28px); transition: opacity 0.8s var(--ease), transform 0.8s var(--ease); }
[data-reveal].is-visible { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
    [data-reveal] { opacity: 1; transform: none; }
    html { scroll-behavior: auto; }
}

/* ---------- Responsive ---------- */

@media (max-width: 1080px) {
    .m932-grid-5 { grid-template-columns: repeat(3, 1fr); }
    .m932-preview-cards { grid-template-columns: repeat(2, 1fr); }
    .m932-footer-grid { grid-template-columns: 1fr 1fr; gap: 34px; }
    .m932-header-cta { display: none; }
}

@media (max-width: 860px) {
    .m932-grid-3, .m932-grid-2 { grid-template-columns: 1fr; }
    .m932-calc-grid, .m932-calc-results { grid-template-columns: 1fr; }
    .m932-grid-5 { grid-template-columns: repeat(2, 1fr); }
    .m932-preview-cards { grid-template-columns: 1fr; }

    .m932-burger { display: block; }
    .m932-nav {
        position: fixed;
        top: 72px;
        left: 0;
        right: 0;
        bottom: 0;
        background: rgba(7, 13, 26, 0.98);
        backdrop-filter: blur(20px);
        padding: 24px;
        overflow-y: auto;
        transform: translateX(100%);
        transition: transform 0.45s var(--ease);
        z-index: 850;
    }
    .m932-nav.is-open { transform: none; }
    .m932-menu { flex-direction: column; align-items: stretch; gap: 6px; }
    .m932-menu-item > a { font-size: 1.1rem; padding: 14px 16px; }
    .m932-mega {
        position: static;
        transform: none;
        opacity: 1;
        visibility: visible;
        display: none;
        min-width: 0;
        box-shadow: none;
        border: 0;
        background: transparent;
        padding: 4px 0 4px 14px;
    }
    .m932-menu-item.is-expanded .m932-mega { display: block; }
    .m932-mega-in { grid-template-columns: 1fr; }

    .hide-sm { display: none !important; }
    .m932-hero-stats { grid-template-columns: repeat(2, 1fr); }
    .m932-section { padding: 52px 0; }
}

@media (max-width: 560px) {
    .m932-hide-md, .hide-md { display: none !important; }
    .m932-grid-5 { grid-template-columns: 1fr; }
    .m932-footer-grid { grid-template-columns: 1fr; }
    .m932-calc-card { padding: 28px 22px; }
    .m932-newsletter { padding: 34px 22px; }
    .m932-newsletter-form { flex-direction: column; }
    .m932-hero-search { flex-direction: column; border-radius: var(--radius); }
    .m932-hero-search .m932-btn { width: 100%; }
    .m932-langsw-btn { padding: 5px 9px; font-size: 0.74rem; }
}

/* ===================================================================
   v2 additions — 比較引擎 · 即時搜尋 · 嚮導 · 帳戶 · 產品頁 · 同意
   =================================================================== */

/* 即時搜尋下拉 */
.m932-instant { position:absolute; top:calc(100% + 10px); left:0; right:0; background:rgba(10,18,32,.97); border:1px solid var(--line-2); border-radius:16px; box-shadow:var(--shadow); backdrop-filter:blur(18px); z-index:60; overflow:hidden; }
.m932-instant a { display:flex; align-items:center; gap:10px; padding:11px 18px; color:var(--text-2); font-size:.9rem; border-bottom:1px solid var(--line); }
.m932-instant a:last-child { border-bottom:0; }
.m932-instant a:hover { background:var(--surface-2); color:var(--accent); }
.m932-instant-tag { margin-left:auto; font-size:.62rem; font-weight:800; text-transform:uppercase; letter-spacing:.08em; color:var(--text-3); border:1px solid var(--line); border-radius:999px; padding:2px 8px; }

/* 並排對比 */
.m932-compare-cb { display:inline-flex; align-items:center; gap:4px; margin-left:8px; cursor:pointer; color:var(--text-3); font-size:.72rem; font-weight:700; border:1px solid var(--line); border-radius:999px; padding:2px 9px; transition:all .25s var(--ease); user-select:none; }
.m932-compare-cb:hover { color:var(--accent); border-color:rgba(16,217,160,.45); }
.m932-compare-cb input { display:none; }
.m932-compare-cb:has(input:checked) { background:var(--grad-accent); color:#04121c; border-color:transparent; }
.m932-compare-bar { position:sticky; bottom:18px; z-index:80; display:flex; align-items:center; gap:10px; flex-wrap:wrap; margin-top:16px; background:rgba(10,18,32,.95); border:1px solid var(--line-2); border-radius:999px; padding:10px 16px; box-shadow:var(--shadow); backdrop-filter:blur(16px); animation:rise-in .5s var(--ease) both; }
.m932-compare-bar > span { color:var(--text-3); font-size:.8rem; font-weight:800; }
.m932-compare-bar button { background:var(--surface); border:1px solid var(--line); color:var(--text-2); border-radius:999px; padding:5px 13px; font-size:.78rem; font-family:var(--font); cursor:pointer; transition:all .25s; }
.m932-compare-bar button:hover { color:var(--danger); border-color:var(--danger); }
.m932-compare-go { background:var(--grad-accent) !important; color:#04121c !important; font-weight:800 !important; border-color:transparent !important; margin-left:auto; }
.m932-modal-wide { max-width:860px !important; text-align:left; }

/* 表頭排序指示 */
.m932-table th[data-sort]::after { content:" ▲"; color:var(--accent); font-size:.7em; }
.m932-table th[data-sort="desc"]::after { content:" ▼"; }

/* 產品詳情頁 */
.m932-pd-head { display:flex; align-items:flex-start; gap:24px; flex-wrap:wrap; }
.m932-pd-titlewrap { flex:1; min-width:240px; }
.m932-pd-title { margin:6px 0 4px !important; }
.m932-pd-score { color:var(--text-2); font-size:.85rem; }
.m932-pd-score strong { color:var(--accent-2); }
.m932-pd-cta { display:flex; flex-direction:column; gap:10px; min-width:180px; }
.m932-btn-lg { padding:14px 30px; font-size:1rem; }
.m932-pd-layout { align-items:start; }
.m932-pd-facts { position:sticky; top:92px; }
.m932-pd-facts h3 { margin:0 0 14px; font-size:1rem; font-weight:800; color:var(--text); }
.m932-pd-fact-table { width:100%; border-collapse:collapse; }
.m932-pd-fact-table th { text-align:left; font-weight:400; color:var(--text-3); font-size:.8rem; padding:8px 0; border-bottom:1px solid var(--line); vertical-align:top; }
.m932-pd-fact-table td { text-align:right; font-weight:700; color:var(--text); font-size:.88rem; padding:8px 0; border-bottom:1px solid var(--line); }
.m932-pd-facts .m932-btn { margin-top:16px; }
.m932-pd-highlights { margin:0 0 20px; padding-left:20px; color:var(--text-2); }
.m932-pd-highlights li { margin:8px 0; }

/* 收藏/提醒按鈕狀態 */
.m932-fav-btn.is-fav, .m932-alert-btn.is-on { color:var(--accent-2) !important; border-color:rgba(245,184,74,.5) !important; }
.m932-ok { color:var(--accent); font-weight:700; }

/* 嚮導 */
.m932-wizard-card { text-align:left; }
.m932-wizard-card .m932-btn { margin-top:22px; }
.m932-wizard-results { margin-top:26px; }
#wz-months-val { color:var(--accent); font-weight:800; margin-left:8px; }

/* 帳戶 */
.m932-account-head { display:flex; align-items:center; justify-content:space-between; gap:16px; flex-wrap:wrap; }
.m932-account-head h2 { margin:0; font-size:1.1rem; color:var(--text); }
.m932-auth-form { display:flex; flex-direction:column; gap:14px; margin-top:14px; }
.m932-auth-form label { display:flex; flex-direction:column; gap:6px; font-size:.85rem; color:var(--text-2); font-weight:600; }
.m932-auth-form input { background:rgba(7,13,26,.6); border:1px solid var(--line-2); border-radius:10px; color:var(--text); font-family:var(--font); padding:11px 14px; font-size:.95rem; outline:none; transition:border-color .25s; }
.m932-auth-form input:focus { border-color:var(--accent); }
.m932-auth-msg { min-height:20px; color:var(--accent-2); font-size:.85rem; margin:0; }

/* 評論 */
.m932-comment-list { list-style:none; margin:0 0 28px; padding:0; }
.m932-comment-list .comment { margin:0; }
.m932-comment { background:var(--surface); border:1px solid var(--line); border-radius:var(--radius); padding:18px 22px; margin-bottom:14px; }
.m932-comment-head { display:flex; align-items:center; gap:12px; flex-wrap:wrap; }
.m932-comment-head time { color:var(--text-3); font-size:.75rem; }
.m932-comment-body { color:var(--text-2); font-size:.92rem; margin-top:8px; }
.m932-stars { color:var(--accent-2); letter-spacing:2px; font-size:.85rem; }
.comment-form textarea { width:100%; background:rgba(7,13,26,.6); border:1px solid var(--line-2); border-radius:10px; color:var(--text); font-family:var(--font); padding:12px 14px; min-height:90px; }
.comment-form input[type=text], .comment-form input[type=email], .comment-form input[type=url] { width:100%; background:rgba(7,13,26,.6); border:1px solid var(--line-2); border-radius:10px; color:var(--text); font-family:var(--font); padding:11px 14px; }
.comment-form input:focus, .comment-form textarea:focus { border-color:var(--accent); outline:none; }
.m932-rating-field select { background:rgba(7,13,26,.6); border:1px solid var(--line-2); border-radius:10px; color:var(--accent-2); font-family:var(--font); padding:8px 12px; }

/* 回贈優化器明細 */
.m932-rw-detail { margin-top:16px; display:flex; flex-direction:column; gap:8px; }
.m932-rw-row { display:flex; align-items:center; gap:12px; background:rgba(7,13,26,.5); border:1px solid var(--line); border-radius:12px; padding:10px 16px; font-size:.86rem; color:var(--text-2); }
.m932-rw-row strong { color:var(--text); flex:1; }
.m932-rw-row a { color:var(--accent); text-decoration:none; font-weight:700; }

/* Cookie 同意 */
.m932-consent { position:fixed; bottom:18px; left:18px; right:18px; z-index:950; animation:rise-in .6s var(--ease) both; }
.m932-consent-in { max-width:960px; margin:0 auto; background:rgba(10,18,32,.96); border:1px solid var(--line-2); border-radius:16px; box-shadow:var(--shadow); backdrop-filter:blur(18px); padding:16px 22px; display:flex; align-items:center; gap:18px; flex-wrap:wrap; }
.m932-consent-in p { margin:0; color:var(--text-2); font-size:.84rem; flex:1; min-width:260px; }
.m932-consent-btns { display:flex; gap:10px; }

@media (max-width:860px) {
    .m932-pd-cta { width:100%; flex-direction:row; flex-wrap:wrap; }
    .m932-pd-facts { position:static; }
    .m932-consent { left:10px; right:10px; bottom:10px; }
}