Bank Account Comparison

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Why compare with Money932?

Every option on one page

No more hunting across bank websites. We consolidate products from major Hong Kong institutions so you can compare rates, fees and offers side by side.

Transparent and neutral

Uniform comparison criteria. Rankings are never sold. Product terms are laid out clearly so you can decide with confidence.

Free to use, always

The platform is funded by institutions, not users. Using Money932 costs you nothing and never affects your application terms.

Quick Summary

Mox Bank Account

Mox Bank
Competitive savings rate
  • No minimum deposit
  • 10-minute digital onboarding
  • Cashback credit card
  • No monthly fee
Account and deposit rewards

WeLab Bank Account

WeLab Bank
Attractive GoSave fixed rates
  • Flexible savings and GoSave
  • No minimum deposit
  • Goal-based savings
  • No monthly fee
Welcome rewards

ZA Bank Account

ZA Bank
Tiered time deposit rates
  • Multi-currency account
  • Spending rebates
  • Insurance and investment
  • No monthly fee
Sign-up cash bonus

livi bank Account

livi bank
Solid savings interest
  • Backed by BOC HK
  • Full FPS support
  • Spending offers
  • No monthly fee
Opening offer

For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

FAQ

Are virtual bank deposits protected?
Yes. All 8 HK virtual banks are licensed and covered by the Deposit Protection Scheme up to HK$800K per depositor, same as traditional banks.