Term Life Insurance Comparison

Last updated:

Why compare with Money932?

Every option on one page

No more hunting across bank websites. We consolidate products from major Hong Kong institutions so you can compare rates, fees and offers side by side.

Transparent and neutral

Uniform comparison criteria. Rankings are never sold. Product terms are laid out clearly so you can decide with confidence.

Free to use, always

The platform is funded by institutions, not users. Using Money932 costs you nothing and never affects your application terms.

Quick Summary

AXA Term Life

AXA
Online discount

Affordable premiums, high coverage, buy online instantly

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Prudential Term Life

Prudential
Advisory support

Long protection term with conversion options

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Manulife Term Life

Manulife
Online discount

Transparent pricing with CI riders

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AIA Term Life

AIA
Instant online underwriting

High no-medical-exam limit, fast online process

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For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

FAQ

How much life cover do I need?
Rule of thumb: annual family expenses × years of cover + outstanding debts (mortgage) − assets. A quick proxy is 10x annual salary, more with children.