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Online Shopping Credit Cards

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Every option on one page

No more hunting across bank websites. We consolidate products from major Hong Kong institutions so you can compare rates, fees and offers side by side.

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Uniform comparison criteria. Rankings are never sold. Product terms are laid out clearly so you can decide with confidence.

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Quick Summary

Product Rate / Reward Bonus Value Min. Annual Income Annual Fee
Standard Chartered Smart Card
Standard Chartered
 Up to 5% cashback
HK$1,500 Apple gift card
≈ HK$4,667
 HK$96,000 No annual fee, forever Apply Now ↗
CNCBI Motion Credit Card
CNCBI
 Up to 10% cashback
HK$1,000 cashback via FPS
≈ HK$4,700
 HK$96,000 HK$1,800 Apply Now ↗
Mox Credit Card (CashBack)
Mox Bank
 Up to 3% cashback
HK$1,200 cashback
≈ HK$4,590
 None $0 annual fee, forever Apply Now ↗
HSBC Red Credit Card
HSBC
 Up to 4% cashback
—
≈ HK$850
 HK$120,000 No annual fee, forever Apply Now ↗
Hang Seng MMPOWER World Mastercard
Hang Seng Bank
 Up to 8% +FUN Dollars
HK$1,000 cashback (new customers)
≈ HK$4,980
 HK$150,000 No annual fee, forever Apply Now ↗
Citi Rewards Card
Citibank
 Up to 3% reward points
HK$2,500 Apple gift card
≈ HK$7,293
 HK$120,000 HK$1,800 Apply Now ↗
Hang Seng enJoy Card
Hang Seng Bank
 Up to 2% cashback
Delsey luggage (worth HK$4,980)
≈ HK$5,680
 HK$150,000 No annual fee, forever Apply Now ↗
WeLab Credit Card
WeLab Bank
 Up to 3% cashback
HK$1,000 cashback
≈ HK$2,600
 None No annual fee, forever Apply Now ↗
HSBC Pulse UnionPay Dual Currency
HSBC
 Up to 4.4% cashback
Stanley tumbler (worth HK$315)
≈ HK$1,998
 HK$120,000 HK$1,800 Apply Now ↗
DBS Live Fresh Card
DBS Bank
 Up to 6% on online spend
HK$400 Apple gift card
≈ HK$450
 HK$150,000 HK$1,800 Apply Now ↗
DBS Live Fresh Tertiary Student Card
DBS Bank
 Up to 6% cashback
HK$400 Apple gift card
≈ HK$450
 None HK$1,800 Apply Now ↗

For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

FAQ

Do overseas online purchases incur fees?
Most cards charge a 1.95% FX fee; a few like Airwallex waive it. High rebates cancelled out by fees are no deal — calculate net rewards.

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