Compare Now

UnionPay Credit Cards

Last updated:

Why compare with Money932?

Every option on one page

No more hunting across bank websites. We consolidate products from major Hong Kong institutions so you can compare rates, fees and offers side by side.

Transparent and neutral

Uniform comparison criteria. Rankings are never sold. Product terms are laid out clearly so you can decide with confidence.

Free to use, always

The platform is funded by institutions, not users. Using Money932 costs you nothing and never affects your application terms.

Quick Summary

Product Rate / Reward Bonus Value Min. Annual Income Annual Fee
CNCBI GBA Dual-Currency Card
CNCBI
 Up to 10% on RMB spend
HK$1,000 cashback via FPS
≈ HK$4,700
 HK$96,000 HK$1,800 Apply Now ↗
HSBC Pulse UnionPay Dual Currency
HSBC
 Up to 4.4% cashback
Stanley tumbler (worth HK$315)
≈ HK$1,998
 HK$120,000 HK$1,800 Apply Now ↗

For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

FAQ

How do dual-currency UnionPay cards work?
Two separate accounts (HKD and RMB) sit on one card; mainland spend settles directly from the RMB account, avoiding on-spot conversion and saving FX spread and fees.

Related Articles

Cashback Credit Cards Air Miles Credit Cards Sign-Up Bonus Credit Cards Online Shopping Credit Cards Dining Credit Cards Travel Credit Cards Student Credit Cards Groceries Credit Cards Business Credit Cards Octopus Credit Cards Airport Lounge Credit Cards