Car Loan Comparison

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Why compare with Money932?

Every option on one page

No more hunting across bank websites. We consolidate products from major Hong Kong institutions so you can compare rates, fees and offers side by side.

Transparent and neutral

Uniform comparison criteria. Rankings are never sold. Product terms are laid out clearly so you can decide with confidence.

Free to use, always

The platform is funded by institutions, not users. Using Money932 costs you nothing and never affects your application terms.

Quick Summary

Institution Lowest APR ▲ Bonus Value Monthly Repayment From Total Interest From
BEA Car Loan
Bank of East Asia
Details
  • Accepts dealer and private purchases
  • Low car-loan rates
  • Fast approval
1.00% HK$20,800 HK$7,581 HK$1,944 Apply Now ↗
Prime Credit Unsecured Car Loan
Prime Credit
Details
  • No vehicle collateral needed
  • New and used cars
  • Same-day approval
1.18% HK$1,000 HK$7,590 HK$2,160 Apply Now ↗

For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

🧮 Loan Calculator

Monthly repayment
HK$7,665
Total repayment
HK$183,970
Total interest
HK$3,970

Results are indicative only. Actual repayment depends on the lender's approval.

FAQ

How do I convert monthly flat rate to APR?
Rule of thumb: APR ≈ monthly flat rate × 12 × 1.9. A 0.25% flat rate equals roughly 5.7% APR. Always rely on the contract-stated APR.