Student Credit Cards

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No more hunting across bank websites. We consolidate products from major Hong Kong institutions so you can compare rates, fees and offers side by side.

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Quick Summary

Product Rate / Reward Bonus Value Min. Annual Income Annual Fee
DBS Live Fresh Card
DBS Bank
Up to 6% on online spend
HK$400 Apple gift card
≈ HK$450
HK$150,000 HK$1,800 Apply Now ↗
DBS Live Fresh Tertiary Student Card
DBS Bank
Up to 6% cashback
HK$400 Apple gift card
≈ HK$450
None HK$1,800 Apply Now ↗
HSBC Visa Gold Card (Student)
HSBC
Up to 2.4% cashback
Stanley tumbler (worth HK$315)
≈ HK$1,198
None No annual fee, forever Apply Now ↗
Prime Credit WeWa Visa (Student)
Prime Credit
Up to 10% cashback
HK$600 exclusive welcome offer
≈ HK$2,000
None HK$1,500, first 5 years waived Apply Now ↗

For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

FAQ

What credit limit do student cards get?
Typically HK$3,000-10,000 — enough for daily spend while controlling risk. Some banks allow secured limits via deposits.