VHIS Medical Insurance Comparison

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Quick Summary

AXA VHIS Flexi

AXA
Online discount

Standard + flexi benefits, unknown pre-existing cover

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Blue Cross Elite VHIS

Blue Cross
Online discount

Strong local network with room upgrade options

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Generali VHIS

Generali
Instant online enrolment

Full-benefit option, tax deductible

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AIA VHIS Series

AIA
Advisory support

Multi-tier plans with outpatient and dental options

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For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

FAQ

How does the VHIS tax deduction work?
Qualifying premiums paid for yourself or specified relatives (spouse, children, parents) deduct up to HK$8,000 per insured person per year, with no cap on headcount — just quote the policy number at tax filing.