QDAP Tax-Deductible Annuity

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Quick Summary

AXA QDAP Annuity

AXA
Tax deduction up to HK$60,000

Qualified deferred annuity with guaranteed returns

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Blue Cross QDAP

Blue Cross
Tax deductible

Flexible contribution term, guaranteed surrender value

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Manulife QDAP

Manulife
Tax deductible

Guaranteed monthly income with inflation hedge option

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For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

FAQ

How do I split the deduction between QDAP and MPF TVC?
The HK$60,000 cap is shared. TVC accumulates fully with lower guaranteed returns; QDAP provides guaranteed income but less liquidity. Younger savers lean TVC, pre-retirees lean QDAP.