Sign-Up Bonus Credit Cards

Last updated: 2026-08-27

Why compare with Money932?

Every option on one page

No more hunting across bank websites. We consolidate products from major Hong Kong institutions so you can compare rates, fees and offers side by side.

Transparent and neutral

Uniform comparison criteria. Rankings are never sold. Product terms are laid out clearly so you can decide with confidence.

Free to use, always

The platform is funded by institutions, not users. Using Money932 costs you nothing and never affects your application terms.

Quick Summary

Product	Rate / Reward	Bonus Value	Min. Annual Income	Annual Fee
Citi Cash Back Card Citibank	Up to 2% cashback	HK$2,500 Apple gift card ≈ HK$7,293	HK$120,000	HK$1,800 (first year waived)	Apply Now ↗
Standard Chartered Cathay Mastercard Standard Chartered	From HK$2 per mile	HK$1,800 Apple gift card ≈ HK$4,288	HK$96,000	HK$2,000	Apply Now ↗
DBS Eminent Visa Platinum DBS Bank	Up to 5% cashback	HK$1,500 Apple gift card ≈ HK$4,317	HK$150,000	HK$1,800	Apply Now ↗
Standard Chartered Smart Card Standard Chartered	Up to 5% cashback	HK$1,500 Apple gift card ≈ HK$4,667	HK$96,000	No annual fee, forever	Apply Now ↗
DBS Black World Mastercard DBS Bank	From HK$4 per mile	HK$1,500 Apple gift card ≈ HK$3,717	HK$240,000	HK$3,600	Apply Now ↗
CNCBI Motion Credit Card CNCBI	Up to 10% cashback	HK$1,000 cashback via FPS ≈ HK$4,700	HK$96,000	HK$1,800	Apply Now ↗
CNCBI GBA Dual-Currency Card CNCBI	Up to 10% on RMB spend	HK$1,000 cashback via FPS ≈ HK$4,700	HK$96,000	HK$1,800	Apply Now ↗
Mox Credit Card (CashBack) Mox Bank	Up to 3% cashback	HK$1,200 cashback ≈ HK$4,590	None	$0 annual fee, forever	Apply Now ↗
sim Credit Card CNCBI	Up to 8% cashback	HK$800 cashback via FPS ≈ HK$4,980	None	HK$800, first year waived	Apply Now ↗
Hang Seng MMPOWER World Mastercard Hang Seng Bank	Up to 8% +FUN Dollars	HK$1,000 cashback (new customers) ≈ HK$4,980	HK$150,000	No annual fee, forever	Apply Now ↗
Airwallex Visa Card Airwallex	Up to 1% cashback, zero FX fees	HK$2,000 Apple gift card ≈ HK$2,000	None	—	Apply Now ↗
Citi Rewards Card Citibank	Up to 3% reward points	HK$2,500 Apple gift card ≈ HK$7,293	HK$120,000	HK$1,800	Apply Now ↗
Mox Credit Card (Asia Miles) Mox Bank	From HK$5 per mile	HK$1,200 cashback ≈ HK$4,590	None	$0	Apply Now ↗
Standard Chartered Simply Cash Visa Standard Chartered	Up to 2% cashback	HK$1,500 Apple gift card ≈ HK$4,267	HK$96,000	HK$2,000	Apply Now ↗
Hang Seng enJoy Card Hang Seng Bank	Up to 2% cashback	Delsey luggage (worth HK$4,980) ≈ HK$5,680	HK$150,000	No annual fee, forever	Apply Now ↗
BOC Bliss Card BOC Hong Kong	Up to 6% cashback	HK$800 Wellcome voucher ≈ HK$4,980	HK$600,000	HK$3,800	Apply Now ↗
BOC Chill Platinum Mastercard BOC Hong Kong	Up to 8% cashback	HK$800 Wellcome voucher ≈ HK$4,980	HK$150,000	Annual fee waived forever	Apply Now ↗
WeLab Credit Card WeLab Bank	Up to 3% cashback	HK$1,000 cashback ≈ HK$2,600	None	No annual fee, forever	Apply Now ↗
Prime Credit WeWa Visa (Student) Prime Credit	Up to 10% cashback	HK$600 exclusive welcome offer ≈ HK$2,000	None	HK$1,500, first 5 years waived	Apply Now ↗
Citi Prestige Card Citibank	From HK$4 per mile	HK$3,000 Apple gift card ≈ HK$7,818	HK$600,000	HK$3,800	Apply Now ↗

For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

FAQ

How long do welcome gifts take to arrive?

Usually 4-12 weeks after qualifying; e-gift cards arrive faster (1-2 weeks). Follow up with the issuer if delayed, and keep proof of qualification.