Revolving Credit Comparison

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No more hunting across bank websites. We consolidate products from major Hong Kong institutions so you can compare rates, fees and offers side by side.

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Quick Summary

Institution Lowest APR ▲ Bonus Value Monthly Repayment From Total Interest From
COCO Credit Revolving Loan
OK Finance
Details
  • Borrow and repay anytime
  • Interest on drawn amount only
  • Instant in-app drawdown
1.98% HK$300 HK$7,673 HK$4,147 Apply Now ↗
WeLend Revolving Loan
WeLend
Details
  • Flexible draw & repay
  • Interest on drawn amount only
  • Instant in-app drawdown
1.98% HK$1,000 HK$7,661 HK$3,871 Apply Now ↗
Prime Credit WeWa Revolving Loan
Prime Credit
Details
  • Cash-pool style credit
  • Line restores on repayment
  • Earn WeWa points on spend
1.18% HK$600 HK$7,590 HK$2,160 Apply Now ↗

For reference only. Actual terms are subject to each institution's official announcement. Monthly repayment estimated on HK$180,000 over 24 months.

🧮 Loan Calculator

Monthly repayment
HK$7,665
Total repayment
HK$183,970
Total interest
HK$3,970

Results are indicative only. Actual repayment depends on the lender's approval.

FAQ

Revolving vs instalment loan — what is the difference?
Instalment loans disburse a fixed sum with fixed monthly repayments at lower rates; revolving lines offer flexible draws at higher rates. Use revolving for short gaps, instalment for large long-term needs.